MoneyWiz vs Banktivity
Both are full personal finance managers for Mac, iPhone and iPad, with bank connections, budgets and reports. MoneyWiz connects to the most banks, in more than 50 countries, and keeps budgeting simple. Banktivity goes deeper on investments, with portfolio performance and capital gains reports, and budgets with envelopes.
Facts checked · No paid placements
MoneyWiz
Personal finance for every account.
Banktivity
Serious personal finance for the Mac.
Pick by what you need
Choose MoneyWiz if
- You want the widest bank coverage.
- You want budgets that fill themselves by category or tag.
- You'd like to explore a demo with sample data before signing up.
Choose Banktivity if
- You track investments and want performance, IRR and ROI reports.
- You like envelope budgeting.
- You need capital gains reports and lot-specific selling.
The facts, side by side
| Fact | MoneyWiz | Banktivity |
|---|---|---|
| Price | Subscription | Subscription |
| Developer | SilverWiz | IGG Software |
| Mac App Store | Yes | Yes |
| Homebrew cask | – | banktivity |
| Open source | No | No |
| Requires | macOS 17.0 or later | macOS 15.6 or later |
| App Store version | 2026.38.1 | 10.1.2 |
| Last App Store update | September 2026 | September 2026 |
Facts checked . Prices can change; each developer's site is the final word.
MoneyWiz or Banktivity?
Is MoneyWiz better than Banktivity?
Neither is better for everyone. Both are full personal finance managers for Mac, iPhone and iPad, with bank connections, budgets and reports. MoneyWiz connects to the most banks, in more than 50 countries, and keeps budgeting simple. Banktivity goes deeper on investments, with portfolio performance and capital gains reports, and budgets with envelopes.
Is MoneyWiz free?
No. MoneyWiz is sold as a subscription; the Mac App Store download is free and the subscription is bought inside the app.
Is Banktivity free?
No. Banktivity is sold as a subscription; the Mac App Store download is free and the subscription is bought inside the app.
What else is like MoneyWiz and Banktivity?
Other money apps on MacWorthy worth a look are Copilot Money (subscription), Subscription Day (free + pro) and MoneyMoney (one-time purchase).